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Sure, taking care of your mind, body, and spirit is essential. But so is making sure that your finances are in shape too. That is why looking after your money is self care!
Making sure your money is in good order will mean that if anything happens you are covered, you can buy a house, take a holiday, get your nails done - pay those bills.
Plus, money can be a massive source of stress, imagine the stress being eased. So let’s take a look at how to kick your finances into shape.
Mop Up Mess
When you decide to jump into financial self-care, you are probably going to be dealing with a mess.
This can be tough because often we have made some money mistakes and make us feel
ashamed. So it is time to give yourself some radical self-love and self- compassion and let those mistakes go.
You are here to take care of you. Go through every place you have cash, or that have financial transactions and move the money into a central place.
You probably have some paperwork around your home, too, check it, and either files it or shred it. You probably don’t need it if you have hidden it in a drawer for months.
Okay, so you have to go deeper now. You need to look at where your money is going. Is it going to things like savings? Or is it going on impulse purchases?
You need to set up some plans for yourself going forward:
● Savings - how much have you been saving? If it is nothing, then now is the time to start.
If you have been saving up, congratulate yourself, and keep going. Set goals. And
visualize how good it is going to feel when you reach them.
● Debts - if you have debts, you are going to have to make sure you are paying them
down. No matter how scary it feels, call the companies, and make a payment plan. The
sooner you deal with it, the better.
● Retirement and beyond - how exactly are you going to take care of future you? You
should consider things like your retirement amount, the cost of funeral directors, and
retirement homes. It all needs to factor in. Plan well and run through a few different
As soon as you have made your plans and set your goals, it is time to take action. You need to make sure that all of the goals you have set with regard to your finance are achievable.
Often when we say we want to save 600,000, we miss the steps in between like - save 600, save 3,000, save 30,000.
The smaller goals, the more achievable they are. Of course, they are stepping stones to your financial goals.
Your financial self-care is going to make you feel good, as long as you remember that no one else is responsible for your financial wellness.
You have to hold yourself accountable, and that means celebrating your wins and tackling your money with confidence.
I believe you do understand now, that looking after your money is self care too! You know I love hearing from you all. Meet me in comments section and let's chat about this!